[ Click Here for Terms & Conditions ]

Get a Free Mortgage Quote

Federal Housing Administration (FHA) Loan

Why You Should Choose a FHA Loan

Learn how you may be able to refinance or purchase your home quickly and an easier qualification & credit process. This mortgage product may give you the low fixed rate you need with the safety and security of knowing it's government insured.

This product is great for consumers who:

  1. Have a current FHA Loan and want to save money by getting a lower rate.
  2. Could use some easier qualification and credit standards in order to get approved.
  3. If you owe more on your home than what the market says it's worth. (for those upside down on their mortgage)
  4. Have less than 20% equity in their primary residence.
  5. Have less than 20% in cash to put down on a property they wish to purchase.
  6. Could use limited documentation requirements to qualify.
  7. Can prepay this type of mortgage off at any time without any prepayment penalties.
  8. May need an adjustable rate 5 year loan with the security of a FHA product.
  9. Choose from a 30, 25, 20 & 15 year fixed rate term.
  10. May have credit scores as low as 580 and can still qualify.
  11. Can use the flexibility to refinance up to 97.75% of our primary residence appraised value.

Watch this video to learn more about FHA Loans


If you currently have a FHA loan you may benefit by applying for an FHA Streamline Loan. Not only could you get a lower rate but you may not need an appraisal; which means your loan can fund that much quicker. Learn more about FHA Streamline Loans.

*Disclosures (+):