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Veteran Affairs Loan (VA Loan)

Why You Should Choose a VA Loan If You Qualify

Whether it's past or present, this loan product proudly helps the brave men & women who defend our country. If you are a qualified veteran, a current military member, or the spouse of a military person let OpenGate Lending know right away. A VA loan could get you an excellent low rate with fast and easy approval.

This product is great for consumers who:

  1. Currently serve in our nation's military.
  2. Have served in our nation's military and a qualified veteran.
  3. The spouse of military member or surviving spouse of a fallen veteran.
  4. Need a fast approval process with minimal documentation.
  5. Could use refinancing up to 100% of the value of their home. (primary residence)
  6. Could use purchasing a home with no money down. (primary residence)
  7. Benefit from your choice of a 30, 20 or 15 year fixed rate loan.
  8. Benefit from your choice of a 5 year adjustable rate loan.
  9. Jumbo Loans may also be available on properties over $417,000.
  10. May be in an existing VA loan and can get an even lower rate with a VA Streamline Loan.
  11. Benefit from not having to pay Private Mortgage Insurance (PMI)
  12. Can use the peace of mind knowing these loans are governed/regulated by the U.S. Department of Veterans Affairs.
  13. May need a lower credit score approvals (go as low as 620).

*Disclosures (+):