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Privacy Policy & Security

At OpenGate Lending, we believe in respecting our customers privacy and those whom wish to visit and use our website. We want you to know how we collect your information and how we will use it. On our website we may request information from you so the information you provide can help us determine which type of financial products are best for you. We do not share your personal information with outside companies for their promotional use. OpenGate Lending may use the information you provide us to supply our service providers, such as title, escrow, appraisers, credit reporting agencies, and others who will be assisting us in the qualifying, processing, closing and servicing your loan. Please note that credit reporting agencies may share your information with other companies when you apply for a loan/mortgage. This is why some consumers may report receiving emails or phone calls soliciting your business without your request. They may be offering credit cards, mortgage, and other various financial products. WWW.OPTOUTPRESCREEN.COM offers a great resource for consumers who wish to stop they calls and emails from being sent to them by opting out of these credit offers; visit their website or call them toll free at (888) 567-8688.

When you submit a loan application or want us to pre-qualify you, you give us permission and authorize OpenGate Lending to share your credit report and information with our affiliates that work with us in processing your loan application. If you are receiving our newsletter or emails and would like to opt-out please email OpenGate Lending at info@opengatelending.com, include in the title of your email "remove me from your email list" or call directly at (800) 248-1176.

Please note that when you call into OpenGate Lending your call may be monitored and recorded for training purposes. Some information we request may be mandatory in order to successfully qualify you for a loan. If you are not willing to provide us with that information you knowingly understand that we may not then be able to fulfill the service you are requesting. When processing your loan we may employ and use specific service providers such as appraisers, title companies, etc. Any person we share your data with is under strict instructions that they are not to share your personal information other than helping you in conjunction with our service. If OpenGate Lending is ever sold, merged, transferred, exchanged or stock is transferred your information may be transferred with it. Any change of control will mean you have the opportunity to opt out of further secondary use of your information. Any changes to our privacy policy will be noted under our Privacy Policy & Security section of our website 30 days prior to any changes taking place.

OpenGate Lending will always cooperate with law enforcement and various government agencies; which may mean we will disclose certain information to comply with a legal process including a court order, subpoena, and search warrant.

CUSTOMER INFORMATION PROTECTION.

The secure server layer (SSL) encrypts (scrambles) all of the information you enter before it is transmitted over the internet and sent to us. Furthermore, all of the customer data we collect is protected against unauthorized access.

MESSAGES

OpenGate Lending will routinely email you with administrative messages through your user account and/or your personal email noted in your account. Understand at times messages regarding our policies, guidelines, terms, etc will be emailed to our members and customers. It is your SOLE responsibility to constantly familiarize yourself with OpenGate Lending's Terms of Use, Privacy Policy, Guidelines, etc. on your own accord.

COOKIES

"Cookies" are small pieces of information that are stored by your browser on your computer's hard drive. We use cookies to track our user's usage to help better understand their wants and needs; to further develop upgraded products and services offered by OpenGate Lending. Our advertisers and affiliates may be using cookies; OpenGate Lending has no control over cookies that come from their sites.

TRACKING TECHNOLOGIES

OpenGate Lending uses software technology called clear gifs (also known as web beacon, web bugs, etc) that are designed to help us better manage the content of our website and what content is more effect than others. Gifs are very similar to cookies and they are graphics smaller typically than the size of a period at the end of a sentence. We do not use Gifs to track or gather your personal identifiable information.

INFORMATION OPENGATE LENDING COLLECTS & DISCLOSES TO OUTSIDE PARTIES.

OpenGate Lending does not sell, trade, or rent your personal information to others. OpenGate Lending may provide aggregate statistics about our customers, sales, traffic patterns, and related site information to reputable third-party vendors, but these statistics will not include personally identifying information.

OpenGate Lending may release account information when we believe, in good faith, that such release is reasonably necessary to (i) comply with law, (ii) enforce or apply the terms of any of our user agreements or (iii) protect the rights, property or safety of OpenGate Lending, our users/customers, or others.

POSTING MESSAGES & SHARING INFORMATION

When you use the messaging feature on our website or social media pages, that information will be displayed publicly to other users and members based on your choice of privacy settings. Be careful when you do this; public information can lead to you receiving unsolicited messages from other parties in return.

IN SUMMARY

OpenGate Lending is committed to protecting your privacy. We use the information we collect on the site to make using OpenGate Lending as simple as possible and to enhance your overall experience. We do not sell, trade, or rent your personal information to others.

YOUR CONSENT

By using our Site, you consent to the collection and use of this information by OpenGate Lending. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

OpenGate Lending may also provide links to affiliated sites. The privacy policies of these linked sites are the responsibility of the linked site and OpenGate Lending has no control or influence over their policies. Please check the policies of each site you visit for specific information. OpenGate Lending cannot be held liable for damage or misdoings of other sites linked or otherwise.

QUESTIONS & FEEDBACK

If you have any questions or feedback related to our Privacy Policy, please email us at info@opengatelending.com

CHANGES TO PRIVACY POLICY

OpenGate Lending reserves the rights to modify, delete, or add to this privacy policy statement at any time, so please make sure you frequently review it. You are SOLELY responsible for reviewing the Privacy Policy section of this website.

QUESTION REGARDING PRIVACY POLICY

Direct all questions or suggestions via Mail to:
OpenGate Lending
18008 Sky Park Circle, Suite 270
Irvine, CA 92614.
ATTN: Privacy Policy
Or Email: info@OpenGateLending.com

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